Is Ilocos Norte prepared for a black swan event? If yes, how prepared are we? If not, to borrow the words of Ivana Milojevic, a professor at the University of Sunshine Coast Australia, should we be alarmed or should we be very alarmed? Last month, I tried to make sense of Naseem Nicholas Talem black swan theory and tried to situate the province to anticipate some outlier events. I gave some examples but a few or perhaps more ideas of extreme outliers could emerge if it will crowdsource or brainswarm the notion of expecting the unexpected. As of late, there has been a surge of interest from insurance and risk management companies, banks and local governments in the US, Malaysia, Taiwan and Australia on black swan events. The Asia Development Dialogue had a two-day conference last year to explore “emerging issues” in natural disasters. In fact, a number of white papers were published and most of them reported a rising occurrence of the highly improbable events.