The Philippine Deposit Insurance Corporation (PDIC) will service the
deposit insurance claims of depositors of the closed Rural Bank of La Trinidad
(Benguet), Inc. from September 11 to 12, 2013. Servicing of claims will be
conducted at the Benguet State University (BSU) College of Arts and
Sciences (CAS) Main Building, Little Theater for depositors of the Head Office
and at the City Museum, City Plaza, A.B. Fernandez Avenue, Dagupan City for
depositors of the bank’s Dagupan Branch.
Depositors whose accounts have balances of more than
P15,000 and who have outstanding obligations with Rural Bank of La Trinidad
regardless of type of account are required to file their deposit insurance
claims. The announcement on the claims settlement operations of Rural Bank of
La Trinidad is posted at the bank’s premises and on the PDIC website, www.pdic.gov.ph.
On September 3, 2013, PDIC started dispatching
total payments amounting to P4.6 million in the form of postal money
orders (PMOs), through the Philippine Postal Corporation, to depositors who are
not required to file deposit insurance claims. These are depositors who have
account balances of P15,000 and below, who have no outstanding obligations with
Rural Bank of La Trinidad, and who have complete and updated addresses in the
bank’s records or have updated their addresses using the PDIC Mailing Address
Update Form.
When filing deposit insurance claims, depositors are
advised to personally present their duly accomplished Claim Form, original
evidence of deposit, and two original valid photo-bearing IDs with signature of
the depositor. In the case of joint account holders, depositors should
photocopy the evidence of deposit as many copies as there are depositors of the
account. Depositors may also file their claims through mail and enclose the
same set of document requirements.
Depositors who are below 18 years old should submit either
a photocopy of their Birth Certificate issued by the National Statistics Office
(NSO) or a duly certified copy issued by the Local Civil Registrar as an
additional requirement. Claimants who are not the signatories in the bank
records are required to submit an original copy of a notarized Special Power of
Attorney of the depositor or parent of a minor depositor.
The procedures and requirements for the filing of deposit
insurance claims are posted in the PDIC website, www.pdic.gov.ph. The Claim Form and format of the Special Power of
Attorney may also be downloaded from the PDIC website.
Depositors who are not able to file their claims during the
claims settlement operations period may submit their claims either through mail
to PDIC or personally at the PDIC Office, 4th Floor, SSS Bldg., 6782 Ayala
Avenue corner V.A. Rufino Street, Makati City starting on September 23,
2013.
In accordance with the provisions of the PDIC Charter, the
last day for filing deposit insurance claims in the closed Rural Bank of La
Trinidad is on August 24, 2015. After this date, PDIC as deposit insurer, shall
no longer accept any deposit insurance claim.
The PDIC said that all valid claims will be paid. For
deposits to be considered valid, it must be recorded in the bank’s records and
must have evidence of inflow of funds, based on the results of PDIC examination.
PDIC, as Receiver, has the authority to adjust the insurance rate on the unpaid
interest offered by a bank if this is deemed unreasonable.
For more information, depositors may contact the Public
Assistance Department at telephone numbers (02) 841-4630 to 31, or e-mail atpad@pdic.gov.ph.
Depositors outside Metro Manila may call the PDIC Toll Free Hotline at
1-800-1-888-PDIC (7342).
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